Go-kart track insurance specialists
A specialty division of Contractors Choice Agency, an independent agency founded in 2005 and licensed in all 50 states. We build coverage around the exposures that define karting — the drivers, the fleet, and the high-severity injury potential.
Why we focus on karting
Go-kart tracks and karting centers are a high-severity recreation class, and they're consistently under-served and misunderstood by generalist insurance. The single most expensive misunderstanding — that general liability covers a driver injured on the track — leaves owners exposed to exactly the claim they most need paid.
We built this specialty program to fix that. We explain the participant-injury gap and write the participant & spectator liability that actually responds, alongside kart physical damage, commercial property, properly-classified workers' comp, commercial auto, liquor liability, business interruption, and the higher umbrella limits a high-speed activity requires.
Backed by Contractors Choice Agency's nationwide licensing and A-rated carrier access, we place hard-to-insure and non-renewed karting risks, issue same-day certificates, and assemble a complete program — telling you the truth about what each coverage does, where the gaps are, and how much limit your operation really needs.
What we stand for
The principles behind every quote and every claim conversation.
Karting specialists
We focus on go-kart tracks and karting businesses — so we understand participant liability, kart physical damage, and the higher excess limits a high-speed activity demands.
Independent and on your side
As an independent agency we access A-rated specialty amusement markets and match coverage to your facility and your attendance, not one carrier's product.
Real people, fast certificates
You reach a specialist who can explain the participant-injury gap — and issue the same-day COI your landlord, mall, or event partner needs.
Let's cover your karting operation
A quick conversation is all it takes to find the gaps in your current coverage — and close them.