Coverage for every karting operation
Indoor or outdoor, single track or full FEC — whatever you run, we write coverage matched to your facility and the guests who drive your karts.
Indoor Karting Centers
Fast electric karts under one roof — usually on a mall or retail lease, with an arcade and food alongside the track. Landlords demand certificates, and the participant-injury gap is the exposure that matters most.
- Participant & spectator liability
- Landlord & mall COI requirements
- Kart & battery physical damage
- Arcade & build-out property
- Same-day certificates of insurance
- Umbrella for lease limit requirements
Outdoor Kart Parks
Larger tracks exposed to weather and concentrated seasonal revenue, where a storm or fire can wipe out a peak-season month. Business interruption and property for structures and timing systems are central.
- Business interruption for peak season
- Property for structures & timing systems
- Participant & spectator liability
- Weather & seasonal risk considerations
- Commercial auto for kart hauling
- Workers' comp for seasonal crews
Family Entertainment Centers (FECs)
Karting is one of several revenue streams — arcade, food, and often a bar — so coverage has to span multiple attractions and alcohol service under one program.
- Liquor liability for bar & events
- Multi-attraction general liability
- Participant liability for karting
- Property for arcade, kitchen & bar
- Business interruption across streams
- Umbrella for aggregate exposure
Adventure & Amusement Parks
Karts are one attraction among many, layered into a broader amusement operation that needs a coordinated, high-limit program across every ride and activity.
- Broad amusement general liability
- Participant & spectator liability
- High umbrella & excess limits
- Property across multiple attractions
- Commercial auto & equipment
- Workers' comp for large crews
A complete go-kart track program
No single policy covers a karting business. We assemble the full program around your facility, your attendance, and your contracts.
- General liability for third-party injury and damage
- Participant & spectator liability for drivers on your track
- Equipment & kart physical damage for your fleet
- Commercial auto for trucks and kart trailers
- Workers' comp at correct amusement/recreation codes
- Umbrella & excess to $10M+ for high-severity claims
Explore each coverage
The ten coverages we build every go-kart track program around.
Whatever you run, we'll cover it
Tell us about your track and operation and we'll build the right program — matched to your facility.